Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore.Dream.Discover. – Mark Twain
The choice is yours. Do you want to explore, dream and discover your way through retirement? It’s time to get the most out of your retirement by practicing the 10 Behaviors of Successful Retirees.
1. Set the Pace for the Day
We all know that when we get up early, eat a good breakfast and have a plan, our momentum for the day is established. We get more accomplished within a 24-hour period and have a deeper sense of purpose. Start your day off right and fill it up with the things you enjoy – gardening, shopping, painting, reading, traveling, working out and anything else that puts a “hop” in your step.
2. The Best Perspective
Are you retiring to escape something in your life – a job, a boss, a community or the daily grind? If so, maybe it’s time for a fresh perspective. Retirement is a new stage of life, giving you something to retire “to”. Take advantage of the opportunity to fill in the blank by inserting your passion: I am retiring in order “to” _____________________.
3. Money Matters for Successful Retirement
Successful retirees have spent years planning for their retirement, making sure they can meet their financial needs with diversified portfolios. Happy retirees are either debt-free or work to keep their expenses down, maintaining low overhead and having enough to live comfortably.
4. Carpe Diem
Successful retirees understand that life is not infinite. Therefore, they “seize the day” and live with a sense of urgency, ready to embrace new adventures.
5. It’s Mañana Time
Mexico is known for its “mañana time”, meaning “I will handle it tomorrow”. While it fits the laid-back culture, it is the perfect excuse for procrastination and inactivity. Of course, you are entitled to enjoy the relaxation of retirement, but don’t let the day go by without tacking a few priorities. Give yourself some goals for the day and have a spouse, partner or friend hold you accountable. You’ll appreciate the level of energy you have and the sense of accomplishment by checking things off of your “to do” list.
6. Embrace Risk
Sure, being careful about finances, family matters, belongings and the future is important. However, successful retirees understand that life is about living. They are not afraid to dare to dream and take action to achieve their goals.
7. To Your Health
With a little more spare time as a retiree, maybe it’s time to focus on your health. Are you active? Do you get the proper nutrition each day? Do you follow your doctor’s advice regarding heart healthy activities? Be sure to make smart lifestyle choices by eating a healthy diet, getting daily exercise and cutting back on smoking, drinking and stress-related activities.
8. Go for the Yes
Just because you’re retired doesn’t mean your adventures are over. In fact, many retirees are ready to tackle those things they’ve always wanted to do and see. Seek out opportunities to say “yes” and be open to a change in scenery, both mentally and physically. You’ll be amazed at the amount of personal growth and development you’ll gain.
9. Reach Out to Others
Human beings are social creatures. Retirement is the perfect time to reconnect with others as well as to develop new relationships. Enjoy a BBQ, play cards, take a cruise, enjoy a night on the town or travel to faraway destinations with your friends. The world is your playground!
10. Look for Meaningful Activities
If you are looking for ways to fill your days, try something that is both productive and meaningful. Become a volunteer, head up a community group, get involved in local politics or participate in your local church. There are hundreds of things you can do which will increase the success of your retirement and continue to add meaning to your next stage of life.
Enjoy the time exploring, dreaming and discovering as a successful retiree!